Whatever happens to President Joe Biden's student loan forgiveness plan currently at the Supreme Court, at least 25 million people will still have student debt to repay. That's because of the roughly 45 million people who hold student debt, Biden said about 20 million would have their debt completely erased if his plan is upheld by the Supreme Court, leaving 25 million who would still have to make some payments. And those millions of people should prepare (and quickly) to start paying again, experts say. Swipe and click the link in our bio for tips from experts on how to be prepared.